Boost your sales with payments in 2, 3, or 4 installments

Paying in instalments with Alma is simple. First, you need to create a merchant account with Alma. This takes less than 2 minutes. Your account will be activated once the identity of the company and its legal representatives has been verified.

You can then offer split payments online and in-store once the solution has been installed.

When making a purchase, your customers can choose to pay by credit card (CB, Visa, Mastercard) or in 2, 3 or 4 instalments with Alma. In less than 2 minutes, the payment is accepted and the order is confirmed.

Payment in 2, 3 or 4 instalments can be installed directly on your website. We offer quick and easy integrations for Shopify, Prestashop, Woocommerce, Magento and more. We also work with payment service providers (PSPs) such as Stripe, Adyen, Checkout.com and HiPay.

Alternatively, we offer a publicly available REST API to enable custom development via HTTP requests, or clients in PHP and Python.

In-store, you have a POS interface to generate payment links, which are sent to your customers via SMS. They pay independently on their smartphones. It is possible to integrate Alma into your POS software or payment terminal, depending on eligibility.

Pricing for payments in 2, 3 or 4 instalments is available on our pricing page. There are no hidden fees or subscription costs for you, and no penalties applied to your customers.

You only pay when a purchase is made with Alma. The commission is deducted from each transaction, so you don't have to make any cash advances.

If no sales are made through Alma, you don't have to pay any fees.

Payment in instalments is offered by default for baskets between €50 and €2,000. You can freely change the minimum amount from your customer account.

We also accept higher baskets, but your request will be reviewed by one of our experts before validation.

The concept of credit is subject to local legislation. In France, paying in 2, 3 and 4 instalments is considered a payment facility and not credit. In Belgium, paying in 2 and 3 instalments is a payment facility, while paying in 4 instalments is credit.

For more information, please contact an Alma representative.