Used by more than 25,000 retailers and e-shops in Europe
Accelerate your growth with split payments
Immediate sales boost
Roll out 2x, 3x, or 4x payments and see an increase in sales within days. Alma's performance guarantees you incremental sales.
Seamless and omnichannel experience
Unify online and in-store sales by offering a single solution to all your customers. Acceptance is instantaneous, so your customers don't have to wait for a response.
No risk to your business
No risk to your business Payments are 100% guaranteed, and you receive all the profits generated. There is no risk of non-payment, as Alma takes care of collection.
An essential sales lever
+0%additional conversions with Alma.
additional conversions with Alma.
+0%increase in average basket size with split payments.
increase in average basket size with split payments.
0%repeat purchase rate among Alma customers.
repeat purchase rate among Alma customers.
Constance Fouquet
Ex- Executive Digital Director
Maisons du Monde
“Our other major challenge was furniture. These have significant purchase amounts, which matter to us as much as they do to the customer. Furniture is something you think carefully about before buying. Guaranteed installment payments emerged as a factor that made this decision easier. It's a considerable conversion booster.”
Available online and in stores
Integration in less than 1 hour on an e-commerce site and in less than 1 week at the point of sale.
Our commitments to your customers
No late fees
We do not charge your customers late fees. This positive experience benefits your brand.
No resale of data
We do not resell your customers' data for commercial purposes. your competitors do not benefit from your success.
Post-purchase flexibility
Your customers can defer a payment deadline free of charge, at no cost to you. And without impacting your revenue!
Simulate your return on investment
Estimate your future revenue using our online simulator with no obligation:
Results based on our 25,000 partner retailers
Depending on your industry and sales performance
Unlock your sales potential with financing
Your customers spread their spending over time with 10 or 12 installments.
Paying in instalments with Alma is simple. First, you need to create a merchant account with Alma. This takes less than 2 minutes. Your account will be activated once the identity of the company and its legal representatives has been verified.
You can then offer split payments online and in-store once the solution has been installed.
When making a purchase, your customers can choose to pay by credit card (CB, Visa, Mastercard) or in 2, 3 or 4 instalments with Alma. In less than 2 minutes, the payment is accepted and the order is confirmed.
Payment in 2, 3 or 4 instalments can be installed directly on your website. We offer quick and easy integrations for Shopify, Prestashop, Woocommerce, Magento and more. We also work with payment service providers (PSPs) such as Stripe, Adyen, Checkout.com and HiPay.
Alternatively, we offer a publicly available REST API to enable custom development via HTTP requests, or clients in PHP and Python.
In-store, you have a POS interface to generate payment links, which are sent to your customers via SMS. They pay independently on their smartphones. It is possible to integrate Alma into your POS software or payment terminal, depending on eligibility.
Pricing for payments in 2, 3 or 4 instalments is available on our pricing page. There are no hidden fees or subscription costs for you, and no penalties applied to your customers.
You only pay when a purchase is made with Alma. The commission is deducted from each transaction, so you don't have to make any cash advances.
If no sales are made through Alma, you don't have to pay any fees.
Payment in instalments is offered by default for baskets between €50 and €2,000. You can freely change the minimum amount from your customer account.
We also accept higher baskets, but your request will be reviewed by one of our experts before validation.
The concept of credit is subject to local legislation. In France, paying in 2, 3 and 4 instalments is considered a payment facility and not credit. In Belgium, paying in 2 and 3 instalments is a payment facility, while paying in 4 instalments is credit.
For more information, please contact an Alma representative.
Diversify your payment solutions
Give your customers the freedom to pay at their own pace. You can count on our other services.
Rated 4.8/5 by your customers on TrustPilot.